Samsung Pay is online, Apple Pay is making money, but the history of "Pay" is much more than just that.

Since Apple Pay entered China in February this year, many of my friends have been "sweet" for the first time, and have taken a screenshot of their wallet in the circle of friends.

After ApplePay won the full house, Samsung was also blinded to death, so Samsung Pay was on the line in China. Cheering with Samsung's motor oil, Laozi can also use NFC like the mad party to go to the supermarket to buy food and check out, and the superiority is bursting with wood?

The discussion about who is going to abuse Samsung Pay and Apple Pay on the Internet is hot, and this is not the focus of this article. I have known that mobile phone NFC payments have been made before Apple. Apple is not the grandfather of the near-field communication payment. Next, it will give you the history of the 88th NFC "Pay". It should be noted that I personally define the Pay in this article as a mobile payment method using NFC. Alipay and WeChat are not discussed in this article.

Nokia paid for NFC during the Saipan era.

As early as 2012, Nokia has not yet reached a late date, Saipan system is still dominated by the world... Nokia has tried to pay for NFC technology. The picture above shows the case of Nokia's NFC transfer business in cooperation with PagSeguro in Brazil. This NFC payment is limited to individuals to individuals:

"Let me borrow 10 yuan for a while?"

"Okay, come and touch!"

Duang!

After your collision with my Nokia, your money will be in my account. Of course, the threshold for such a service is not high. First you have to have a Nokia C7, 701 or N9. Secondly you have to have a bank card. Once again you have to download and install PagSeguro. Of course, the most important point I did not say, you have to be in Brazil!

Nokia is one of the three launching companies of the NFC Forum, and in 2004 it came up with the world's first NFC product – allowing the 3220 to support mobile wallet business in some regions.

Nokia's layout in NFC is very early, and other aspects of the patent are also a lot of. So it’s no surprise that Nokia is currently fighting several lawsuits and earning hundreds of millions of euros a year.

BlackBerry has passed China UnionPay's payment certification a few years ago.

Blackberry seems to have been dead for a long time, in fact, the BlackBerry is also the brave to eat crabs. As early as 2013, the BlackBerry 9000 and BlackBerry 9930 passed the UnionPay mobile payment NFC mobile phone product certification. After accessing the UnionPay-certified SWP-SIM card, remote support and near-field payment can be supported simultaneously.

Then... well, the effect is not very good.

In 2014, BlackBerry did not give up, testing the transfer business in Indonesia, and hoped to use the payment function to promote the popularity of emerging markets: by expanding the scope of use of BBM services, making it a way of transferring money.

BBM is the last trump card of BlackBerry. Through the BBM and mobile phone NFC functions to carry out the transfer business, the BlackBerry does not seem to be wrong. However, because the system is not very friendly, the software ecology is slightly worse, causing its user base to shrink sharply. It is impossible to grasp the hearts of business people with just a full keyboard.

Finally... well, the NFC gameplay of BlackBerry can't be played anymore.

Interjection: The person who is still using the BlackBerry is definitely a kind of feeling.

Say a few points that you may not know:

1. NFC of Love Madness (or iWatch or iPad) can only be used for Pay function. It can't be used to transmit photos (Peer2Peer) like NFC on Android. In fact, the function is similar to the NFC chip in the flash payment bank card.

2. Unlike Samsung's unpaid service, every time you make a payment with Apple Pay, the bank must give Apple a certain amount of money. The division of China is unknown. In the United States, each transaction is divided into 0.15 (Apple's music is not closed). And each time the user binds the card, Apple will charge a certain fee to the bank.

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